Q.13. Can we pay this debt ourselves?
A Certainly not. Actually, we increase our guilt every day.
Q.14. Can another creature – any at all – pay this debt for us?
A No. To begin with, God will not punish another creature for what a human is guilty of. Besides, no mere creature can bear the weight of God’s eternal anger against sin and release others from it.
Monday
Have you ever wanted to buy something but you were a few dollars, or even just a few cents short? Generally, a cashier isn’t going to give you a break if you don’t have enough money to complete the purchase. You will have to give up that thing you long for until the piggy bank has enough to pay.
This is what the catechism is referring to when it say that we cannot pay the debt we owe to God. When we show up before God with our best gifts, our greatest acts of religion, he looks at them and says, “There isn’t enough here to cover the offense. In fact, your bill just grew again because your sin never leaves you.”
We are hopelessly in debt to God and we can’t get out of the bill. In the 18th century, there were companies that hired men to work in the mines. These men worked hard, but every day they worked and shopped in the company store, their debt to the company increased. Their wages couldn’t pay their cost of living. This is an example of increasing our bill before God each day. Read Romans 2:4-5.